Non-Pensioner ESM Medical Grant ₹50,000 – Full Guide
Non-pensioner Ex-Servicemen aur widows ke liye medical grant upto ₹50,000 per year — eligibility, required documents, application channel aur payment process asaan bhaasha mein.
🇮🇳 Chhota Parichay
Non-pensioner Ex-Servicemen (wo jo pension nahi lete) ko medical cover ECHS ke through nahi milta. Health costs badhne ki wajah se unke liye treatment afford karna mushkil hota hai. Isi problem ko dekhte hue, Kendriya Sainik Board ki taraf se Financial Assistance for Medical Treatment scheme chalti hai — jisme eligible non-pensioner ESM/widow ko ek saal me upto ₹50,000 tak mil sakta hai.
📜 Background (Short)
Scheme 1981 se chali aa rahi hai aur medical need ke hisaab se amounts revise hote rahe. August 2023 ke revision ke baad one-time medical grant ka maximum limit ₹50,000 per financial year set kiya gaya hai. Fund source: Armed Forces Flag Day Fund (AFFDF).
🎯 Aim
Is scheme ka aim hai non-pensioner ESM/widow ko routine medical expenses me sahayata dena taaki wo apni sehat ka ilaaj bina bade financial stress ke karva saken. Serious ailments ke liye alag schemes available hoti hain.
💰 Financial Assistance Details
- Maximum: ₹50,000 per year per eligible ESM/widow.
- Payment Mode: Direct bank transfer (PNB/SBI accounts preferred as per rules).
- Scope: Routine medical expenses at recognized government hospitals under CGHS/ECHS rates.
✅ Eligibility Criteria
- Applicant non-pensioner ESM ya widow hona chahiye.
- Rank: Havildar/equivalent aur below (Army/Navy/Air Force).
- Application hospital discharge/last prescription ki date se 180 din (6 months) ke andar submit karna zaruri hai.
- Treatment recognized government hospital me hua ho aur CGHS/ECHS approved rates par ho.
- Case ko respective Zila Sainik Board (ZSB) aur Rajya Sainik Board (RSB) se recommend hona chahiye.
- Applicant ne State/Employer se similar reimbursement na li ho.
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