Axis Bank Power Salute Benefits 2025–28 for Army
Axis Bank aur Indian Army ke beech Power Salute MoU (2025–28) ke mukhya benefits: Personal Accident, Air Accident, education & girl-child covers—seedhi bhaasha mein.
🇮🇳 Short Intro
Axis Bank ne Indian Army ke saath apna MoU renew kiya hai (30 Oct 2025 se 29 Oct 2028). Is agreement ke zariye serving personnel, Gentleman Cadets, Agniveers aur pensioners ko khas banking aur insurance benefits milte hain. Niche main simple aur clear points me sare important benefits explain kar raha hoon.
⭐ Key Benefits at a Glance
- Personal Accident Insurance (PAI): Serving personnel — ₹1 Crore; Pensioners — ₹50 Lakh.
- Air Accident Insurance (AAI): ₹1.50 Crore (commercial aircraft tickets via Axis Bank).
- Disability Cover: Serving upto ₹1 Crore; Pensioners upto ₹50 Lakh (percentage based).
- Higher Education Cover: ₹4 Lakh per child (upto 22 years).
- Girl Child Cover & Marriage Support: ₹4 Lakh education cover; marriage cover upto ₹5 Lakh per girl.
- Group Term Life: ₹10 Lakh coverage (non-accidental deaths included).
🩺 Personal Accident & Disability Covers
Sabse bada fayda PAI hai — agar kisi tragedy ki wajah se staff ko nuksaan hota hai to family ko fast support milta hai. Serving personnel ko ₹1 Crore cover diya gaya hai, jabki pensioners ke liye ₹50 Lakh set kiya gaya hai. Disability ke cases me bhi percentage ke hisaab se compensation available hai.
✈️ Air Accident (AAI) Cover — Kya Dhyan Rakhe
Commercial aircraft ke case me Axis Bank se ticket purchase karne par AAI upto ₹1.50 Crore cover milta hai. Dhyaan rahe, service or combat flights, chartered flights ya DTC bookings generally is coverage me include nahi hoti.
🎓 Education & Girl-Child Benefits
MoU me bachchon ke liye practical support include kiya gaya hai — ₹4 Lakh education cover per child (upto 22 years). Girl child ke liye separate cover aur marriage support bhi rakha gaya hai — serving personnel ke liye marriage cover ₹5 Lakh per girl (max ₹10 Lakh).
🧾 Kaun Kaun Eligible Hai?
Ye benefits generally following categories ko apply hote hain:
- Serving personnel (including Agniveers and Gentleman Cadets)
- Pensioners (Power Salute Pension Account holders)
- Family members in case of claim (as per policy terms)
📌 Practical Clauses & Covered Scenarios
Agreement me ground realities dhyan me rakhe gaye hain. Kuch covered scenarios me avalanche, flood, landslide, snake/insect bite, electrocution, drowning aur para-jump during duty/training shamil hain — jise claim process me include kiya gaya hai.
📄 Kaise Access karein & Contact
MoU ki full copy Army personnel AON portal (AG Branch → PS-3) par dekh sakte hain. Units me Axis Bank officials se appointment lekar bhi details li ja sakti hain.
Axis Bank contact emails (for MoU queries):
ing@retis.axisbankmail.in • intogistal@axisbankmail.com
🧾 Example (Seedha Samjho)
Maan lijiye Subedar Singh ki family ko accident hua — agar unka Power Salute account Axis Bank ke under hai to family ko PAI ke tahat ₹1 Crore tak ka support mil sakta hai. Agar bachchon ki padhai chal rahi hai to education cover ₹4 Lakh tak available hai. Ye combination financial relief me kaafi help karta hai.
🔍 Final Thoughts
Axis Bank ka naya MoU (2025–28) Power Salute account holders ke liye strong financial protection offer karta hai. Agar aap serving ho, Agniveer, GC ya pensioner ho, to apne unit LMA ya nearest Axis Bank branch se poori details confirm karein aur apna account review karva lein.
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